While there are 6-month renters insurance policies, finding them may be challenging. Typically, renters insurance has a one-year term, and if you’re seeking shorter-term coverage, you can always purchase a one-year policy and cancel it halfway through. While some providers may charge a small cancellation fee, this approach allows you to adapt your insurance to changing living situations or short-term leases.

Loading...

Can You Get Renters Insurance for 6 Months?

While the standard duration for renters insurance policies is typically one year, many insurance companies offer more flexible terms, including 6-month policies. These shorter-term policies can be particularly beneficial for those who are in temporary living situations, such as people on short-term work assignments or individuals in the process of moving.

bigHouseRent icon
MONEYGEEK EXPERT TIP

If insurers in your area don’t offer 6-month policies, you can get a cheap renters insurance policy and cancel it after 6 months. However, it's important to check the terms and conditions regarding early cancellation, as some policies might have fees or specific requirements for terminating the contract before the full term has ended.

Finding 6-Month Renters Insurance Policies

Finding the right 6-month renters insurance policy requires a strategic approach to ensure you get the best coverage for your needs. There are various methods to locate and evaluate short-term renters insurance options. From researching insurance providers to directly contacting agents, you can navigate the process efficiently and effectively.

Loading...

Who Needs 6-Month Renters Insurance Policies?

The 6-month renters insurance policies are perfect for those with short-term assignments or duties, exchange students and more. The flexibility of, a 6-month renters insurance policy can offer unique benefits for specific groups. These are some people who can benefit from short-term insurance coverage:

  • Workers on short-term assignments
  • Individuals who are about to move
  • College students in off-campus housing
  • People undergoing home renovations
  • Military personnel on temporary duty
  • Seasonal residents (e.g., those with summer or winter homes)
  • Exchange students or visiting scholars
  • Professionals on temporary job contracts
  • Subletters or temporary room renters
  • Travelers on extended vacations or sabbaticals

FAQ

There are certain scenarios where you might need short-term renters insurance, especially if your profession or studies require you to keep moving from one place to another. Understanding how you can get 6 months renters insurance can help you avoid having to purchase annual premiums and not get the full coverage that you paid for. We answered the most frequently asked questions about short-term insurance so you can decide if it’s a great option for your living situation.

It may be challenging to look for 6 months renters insurance, as they often last one year, but some providers may offer renters insurance for 6 months. You can also opt to purchase a 1-year policy and cancel at 6 months. Your provider might charge a small cancellation fee, but this method can suit your short-term leases and living situations.

If a 6-month policy is unavailable, you can consider purchasing a one-year policy and canceling after 6 months.

Read More

Loading...

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.